Welcome to Australian Top Pty Ltd
We apply a practical and straightforward approach to business lending. As an SME ourselves, we understand the financial challenges that small and medium-sized businesses often encounter. For this reason, we strive to connect our clients with lenders who can manage the finance process smoothly and efficiently. Choosing the correct loan structure is critical for any business or commercial loan, so we take the time to understand your goals, requirements, and business structure in order to recommend suitable solutions.
When assessing finance for a commercial property, lenders consider whether the property is capable of attracting tenants. Having an existing lease in place can help reduce lender risk. If no lease exists, you will need to demonstrate how loan repayments will be managed during that period. In general, banks tend to adopt a conservative approach when lending for commercial property purchases.
Various documentation options are available, including:
Whether Buying your first home or investing in a property portfolio, having a good finance expert, will make the process smoother and easier. We will spend as much time as necessary to understand your needs and circumstances. We keep our process transparent and advise you on the best way forward.